Thinking of selling your home?

Call me to find out what it’s worth!  I do a free property analysis!

Types of Sales

• Traditional Sale – you put your home on the market to find the best buyer, pay of any liens against the home, commissions and closing costs and the remaining equity is available to you. Many clients put the equity they capture into a new home that meets their lifestyle better.  Perhaps they have outgrown their current home, or want to downsize.  Some clients sell in order to get into a different neighborhood with better schools, closer to the beach, or closer to family.  Whatever your reason for selling, please let our office discuss it with you.

• Short Sale – Home sellers should consider a short sale when the value of their home is LESS than the amount of their outstanding loans. Obviously, if you do not have to sell your home, you could wait out the market and hope for the value to increase so you do not need a short sale. Recently, the through Home Affordable Foreclosure Alternatives Program or HAFA, the government has made short sales an easier option.  Under HAFA, you can get help with your upside down equity and short sale with less negative effects on your credit than a foreclosure.  In addition, HAFA offers $10,000 in relocation assistance.

• Foreclosure Sale – this is when the bank forecloses on your home through the Notice process recorded with the county. This period is 120 days and then the bank will own your home and require you to leave the property.  This is the least desirable sale type.  If you are facing a foreclosure, we can offer advice on how the process works.